LIC AE (Civil/Electrical) & AAO (Specialist) Recruitment 2025 — Apply Online for 491 Posts

Life Insurance Corporation of India (LIC) invites online applications for Assistant Engineers (A.E.) — Civil & Electrical and Assistant Administrative Officers (AAO — Specialist), 32nd Batch. A total of 491 vacancies (AE: 81, AAO Specialist: 410) are announced. The online application window is 16 August 2025 to 08 September 2025. Tentative exam dates are Prelims: 03 October 2025 and Mains: 08 November 2025.

Posts: AE 81 + AAO 410 Apply: 16 Aug–08 Sep 2025 Prelims: 03 Oct 2025 Mains: 08 Nov 2025 Pay (start): ~₹1.26L/month (A-class city) Age: 21–30 / 32 (post-wise) Streams: CA • CS • Actuarial • Insurance • Legal • AE Civil • AE Electrical Selection: Prelims → Mains → Interview

📌 LIC AE (Civil/Electrical) & AAO (Specialist) Recruitment 2025 – Job Overview

Recruiting Organization Life Insurance Corporation of India (LIC)
Post Name Assistant Engineers (A.E) — Civil & Electrical; Assistant Administrative Officers (AAO — Specialist), 32nd Batch
Total Vacancies 491 Posts (AE: 81 | AAO Specialist: 410)
🔎 Breakup: AE — Civil 50, Electrical 31 | AAO — CA 30, CS 10, Actuarial 30, Insurance Specialist 310, Legal 30.
♿ PwBD (AE): LD 2, HI 1, ID/MD 1 (VI not identified). PwBD (AAO): LD 5, VI 4, HI 4, ID/MD 4.
Job Location All States Across India (Including Karnataka)
Mode of Application Online Only (no other mode)
Selection Process Prelims (with negative marking) + Mains (no negative marking) + Interview
Exam Centers All Over India (as per call letter)
Official Website https://www.licindia.in (Careers)

🧾 LIC AE (Civil/Electrical) & AAO (Specialist) – Vacancy Overview

🔹 Grand Total (All India)
Total Vacancies 491 Posts (AE: 81 | AAO Specialist: 410)
Category-wise Breakdown (Total) SC: 70, ST: 35, OBC: 121, EWS: 52, UR: 213
Derived from AE totals (SC 12, ST 6, OBC 21, EWS 8, UR 34) + AAO (Specialist) totals (SC 58, ST 29, OBC 100, EWS 44, UR 179).
PwBD (Horizontal) AE: LD 2, HI 1, ID/MD 1; VI: Not identified
AAO (Specialist): LD 5, VI 4, HI 4, ID/MD 4 (No PwBD backlog)
Discipline-wise Split AE: Civil 50, Electrical 31  |  AAO (Specialist): CA 30, CS 10, Actuarial 30, Insurance Specialist 310, Legal 30
🔸 State / Zone Allocation
State-wise Vacancies Not released (All-India recruitment; no Karnataka-specific breakup)
Posting / Transfer All-India posting as per LIC needs. Stream notes: AAO (CS) — Mumbai; AAO (CA/Actuarial) — mainly Mumbai / 8 Zonal Offices; AAO (Insurance Specialist) — initial posting for ≥5 years in mofussil branch; AAO (Legal) — up to 1 year in branch, then Legal Cells. Requests for specific-location posting/transfer aren’t entertained.

Source: LIC AE & AAO (Specialist) 32nd Batch Notification (2025).

🎓 Educational Qualification & Experience

Eligibility date: 01 August 2025

Post Required Qualification (and Experience, if any)
AE (Civil)
  • B.E./B.Tech (Civil) from an AICTE-recognized Indian University/Institution.
  • Min. 3 years post-qualification experience in planning & execution of multi-storied building projects with full infrastructure.
AE (Electrical)
  • B.E./B.Tech (Electrical) from an AICTE-recognized Indian University/Institution.
  • Min. 3 years post-qualification experience in planning & execution of multi-storied building projects with full infrastructure.
AAO (Chartered Accountant)
  • Bachelor’s Degree (any discipline) from a recognized Indian University/Institution.
  • ICAI Final passed + Articles completed; must be an Associate Member of ICAI (membership no. will be verified).
AAO (Company Secretary)
  • Bachelor’s Degree (any discipline).
  • Qualified Member of ICSI.
AAO (Actuarial)
  • Bachelor’s Degree (any discipline).
  • At least 6 papers passed from IAI (India) / IFoA (UK) as on 01.08.2025 (membership no. will be verified).
AAO (Insurance Specialist)
  • Bachelor’s Degree (any discipline).
  • Fellowship (Life) of the Insurance Institute of India.
  • Minimum 5 years experience in Life Insurance Companies (regulated by IRDAI).
AAO (Legal)
  • LL.B from a UGC-recognized University/College with 50% aggregate (all semesters/years). Relaxed to 45% for SC/ST/PwBD against reserved vacancies.
  • Enrolled with Bar Council as an Advocate.
  • At least 2 years’ post-enrolment experience as Advocate or as Law Officer in a bank/financial institution/statutory corporation/company/State or Central Govt.

🎯 Age Limit (as on 01 August 2025)

Post Age Limit Permissible DoB Range
AE (Civil) 21–30 years Born between 02.08.1995 and 01.08.2004 (both inclusive)
AE (Electrical) 21–30 years Born between 02.08.1995 and 01.08.2004 (both inclusive)
AAO (Chartered Accountant) 21–32 years Born between 02.08.1993 and 01.08.2004 (both inclusive)
AAO (Company Secretary) 21–30 years Born between 02.08.1995 and 01.08.2004 (both inclusive)
AAO (Actuarial) 21–30 years Born between 02.08.1995 and 01.08.2004 (both inclusive)
AAO (Insurance Specialist) 21–30 years Born between 02.08.1995 and 01.08.2004 (both inclusive)
AAO (Legal) 21–32 years Born between 02.08.1993 and 01.08.2004 (both inclusive)

💡 Upper Age Relaxation

Category Relaxation
SC / ST +5 years
OBC (Non-Creamy Layer) +3 years
PwBD (General) +10 years
PwBD (OBC) +13 years
PwBD (SC/ST) +15 years
Ex-Servicemen / ECO / SSCO (General) +5 years
Ex-Servicemen / ECO / SSCO (OBC) +8 years
Ex-Servicemen / ECO / SSCO (SC/ST) +10 years
Confirmed LIC Employees +5 years (over & above category relaxation, wherever applicable)

Note: PwBD reservation/eligibility as per RPwD Act, 2016. Keep valid certificates for verification at interview.

💳 Application Fee / Intimation Charges

Category Fee
SC / ST / PwBD Intimation Charges: ₹85 + GST + Transaction Charges
All Other Candidates Application Fee-cum-Intimation Charges: ₹700 + GST + Transaction Charges
  • Payment Mode: Online only.
  • Payment Window: 16.08.2025 to 08.09.2025.
  • Non-refundable: GST at applicable rate and bank transaction charges are borne by the candidate.

📝 How to Apply (Online)

Window: 16 Aug 2025 – 08 Sep 2025 • Mode: Online only

  1. Visit licindia.in → Careers → “Recruitment of AE / AAO (Specialist) 2025”.
  2. Click New Registration → note Reg. No. & Password sent to email/SMS.
  3. Fill form → upload photo, signature, LTI & declaration → Preview → Final Submit.
  4. Pay fee online (cards/net-banking/UPI) → save e-receipt.
  5. Download/print the submitted application for records.

📅 Important Dates – LIC AE (Civil/Electrical) & AAO (Specialist) 2025

🔸 Online Registration Starts 16 August 2025
🔸 Last Date to Apply Online 08 September 2025
🔸 Fee Payment Window 16 August 2025 – 08 September 2025
🔸 Call Letter / Admit Card 7 days before exam
🔸 Preliminary Exam (Tentative) 03 October 2025
🔸 Main Exam (Tentative) 08 November 2025
⏳ Don’t wait till the last minute — apply early to avoid server issues.
📌 Note: Dates marked ‘tentative’ may be revised by LIC.

✅ Selection Process

  1. Phase I – Prelims (Online, Objective): Sectional cut-offs; negative marking (¼ per wrong answer). Qualifying only—marks not counted for final merit.
  2. Phase II – Mains (Online): Objective tests (Reasoning, GA w.r.t Insurance/Financial Markets, Professional Knowledge) + Descriptive papers. No negative marking in Mains.
  3. Phase III – Interview: Shortlisting based on Mains performance; final merit = Mains + Interview. Pre-recruitment Medical fitness required.

Note: Around 20× the vacancies may be called for Mains (subject to availability). Sectional/aggregate cut-offs are decided by LIC.

📥 Useful Links – LIC AE & AAO (Specialist) 2025

✅ Apply Online Click Here
📄 Download Notification Click Here
🌐 Official Recruitment Page Click Here
🔐 Apply only via the official portal. Verify the PDF link before submitting details.

❓ FAQs – LIC AE & AAO (Specialist) 2025

1) Who can apply?
AE: B.E/B.Tech (Civil/Electrical) + 3 yrs relevant experience. AAO (Specialist): CA / CS / Actuarial / Insurance Specialist / Legal with respective qualifications/experience. Eligibility as on 01 Aug 2025.
2) What is the age limit?
AE, AAO (CS/Actuarial/Insurance): 21–30 yrs. AAO (CA/Legal): 21–32 yrs. Usual relaxations for SC/ST/OBC/PwBD/Ex-Servicemen/confirmed LIC employees.
3) Is Prelims counted for merit?
No. Prelims is qualifying. Final merit = Mains + Interview.
4) Is there negative marking?
Prelims: Yes (¼ mark). Mains: No negative marking.
5) What’s in Mains?
Objective tests (Reasoning, GA with Insurance/Financial Markets, Professional Knowledge) + Descriptive (Professional Knowledge & English—English is qualifying).
6) Service bond & probation?
Probation: 1 year (extendable to 2). Bond: serve 4 years post joining; breaking the bond invites ₹5,00,000 liquidated damages.
7) Posting/location preferences?
All-India transfer liability. Stream notes: AAO (CS) – Mumbai; AAO (CA/Actuarial) – mainly Mumbai/ZO; AAO (Insurance Specialist) – initial posting (≈5 yrs) in mofussil branch; AAO (Legal) – branch training then Legal Cells.
8) Karnataka candidates eligible?
Yes. This is an All-India recruitment; no state-wise quota or breakup.
9) Final-year students can apply?
No. All qualifications/experience must be met by 01 Aug 2025 (including ICAI/ICSI/IAI/IFoA membership, fellowship, experience, etc.).
10) How many candidates go to Mains?
Typically up to ~20× the vacancies, subject to availability and cut-offs decided by LIC.
11) Can I edit the form after submit?
After final submit, edits aren’t allowed. Use Preview and Save & Next before final submission.
12) Multiple applications allowed?
Avoid multiple registrations. If multiple are submitted, the last valid application may be considered; fees are non-refundable.

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