LICHFL Apprenticeship 2025 — Apply Online (192 Seats) | Karnataka: 28 Seats
LIC Housing Finance Limited (LIC HFL) invites applications from fresh graduates for a 12-month Apprenticeship in its offices across India. The program offers on-the-job training, soft-skills and domain exposure—it is not a permanent job. Total seats: 192; Karnataka: 28 (Bengaluru, Kalaburagi/Gulbarga, Mangaluru, Mysuru, Raichur). Monthly stipend: ₹12,000. Selection includes an online entrance exam conducted by the BFSI Sector Skill Council, followed by document verification & interview.
🧾 Recruitment: Quick Overview
| Advertisement | LICHFL Apprenticeship Program-004 (2025) |
| Total Seats | 192 |
| Apprenticeship Period | 12 months; Start: 1-Nov-2025 (tentative) |
| Monthly Stipend | ₹12,000 |
| Age (as on 01-Sep-2025) | 20 to 25 years |
| Education | Graduation (any stream) completed by 01-Sep-2025 but not before 01-Sep-2021 |
| Selection | BFSI SSC Online Entrance Exam → DV & Personal Interview at LIC HFL offices |
| Karnataka Seats | 28 (Bengaluru-22, Kalaburagi/Gulbarga-2, Mangaluru-2, Mysuru-1, Raichur-1) |
Note: Apprenticeship is not employment; no obligation of job after completion.
📍 Karnataka Seat Distribution (28)
Choose Karnataka cities while filling preferences (post the NATS application & BFSI SSC email).
🎓 Eligibility
- Age: 20–25 years as on 01-Sep-2025.
- Education: Graduation in any stream completed by 01-Sep-2025 and not before 01-Sep-2021.
- Apprenticeship status: Must not be running/terminated/completed an apprenticeship contract elsewhere.
✅ Selection & Entrance Exam (by BFSI SSC)
- Exam Pattern: 100 MCQs; 60 minutes; topics include Basic Banking/Investment/Insurance + Quantitative, Reasoning, Digital/Computer Literacy, English.
- Mode: Online remote-proctored from home via smartphone with front camera & good internet.
- Exam Fee (payable to BFSI SSC): ₹944 (Gen/OBC), ₹708 (SC/ST/Female), ₹472 (PwBD).
- Post-exam: Shortlisted candidates attend Document Verification & Personal Interview at LIC HFL offices.
💼 Stipend & Training
Monthly stipend: ₹12,000. Apprenticeship duration: 12 months. Tentative start date: 1-Nov-2025. Apprentices receive a Proficiency Certificate from BOAT on successful completion; for placement opportunities, contact BFSI SSC.
📅 Important Dates
| Applications (NATS) Window | 02-Sep-2025 to 22-Sep-2025 |
| Last Date to Pay Exam Fee (BFSI SSC) | 24-Sep-2025 |
| Entrance Exam (Remote-Proctored) | 01-Oct-2025 |
| DV & Personal Interview (LIC HFL Offices) | 08-Oct-2025 to 14-Oct-2025 (tentative) |
| Offer Letters (LIC HFL) | 15-Oct-2025 to 20-Oct-2025 (tentative) |
| Reporting for Training | 01-Nov-2025 (tentative) |
Apply early to avoid last-minute issues.
🖥️ How to Apply (Step-by-Step)
- Register on NATS (Graduate Apprentices): Create/verify your student profile and note your Enrolment ID (you’ll need it throughout).
- Search & Apply to the LICHFL Apprenticeship Advertisement on NATS: Submit your application during the dates shown above.
- Watch for Email from BFSI SSC: You’ll receive an email to give district/city preferences and to pay the exam fee.
- Pay Exam Fee to BFSI SSC by the last date and take the remote-proctored exam on your phone.
- DV & Interview at LIC HFL Offices: If shortlisted, attend DV & PI; final offers will mention branch, stipend, and terms.
Tip for Karnataka candidates: keep Bengaluru/Kalaburagi/Mangaluru/Mysuru/Raichur high in your preference order.
❗ Important: Apprenticeship ≠ Employment
Apprentices are trainees, not employees. LIC HFL has no obligation to offer a job after completion. A BOAT Proficiency Certificate will be issued, and BFSI SSC can guide on opportunities in the BFSI sector.