Punjab & Sind Bank SO (MMGS II) โ Credit Manager & Agriculture Manager
Punjab & Sind Bank has announced a lateral recruitment drive for Specialist Officers in MMGS II. The intake comprises Credit Managers and Agriculture Managers on a regular basis, with nationwide postings. This article covers vacancies, eligibility, age limits, experience, selection, salary, fees, dates, and how to applyโorganized into quick, mobile-friendly blocks for easy reading.
Quick Overview
Organization
Punjab & Sind Bank
Posts
Credit Manager, Agriculture Manager (Specialist Officers)
Scale
MMGS II
Total Vacancies
190 (pan-India posting)
Eligibility Snapshot
Graduation with % criteria (or professional/Agri degrees) + 3 years post-qualification experience
Age (as on 01-Sep-2025)
23โ35 years (category relaxations applicable)
Pay Scale
Rs. 64820โ93960 (MMGS II) + allowances
Selection
Online Test + Interview (Professional Knowledge marks drive shortlisting & merit)
Probation
1 year; Bond: 2 years (3 monthsโ gross salary equivalent)
Application Fee
โน100 (SC/ST/PwBD) | โน850 (UR/EWS/OBC) + taxes & gateway
Post Name & Vacancy Details
| Post | Scale | Total |
|---|---|---|
| Credit Manager | MMGS II | 130 |
| Agriculture Manager | MMGS II | 60 |
| Grand Total | โ | 190 |
Category-wise breakup (overall)
SC: 28 | ST: 13 | OBC: 51 | EWS: 19 | UR: 79 | Total: 190
PwBD: VI-2, HI-1, OC-2, MD/ID-1
Vacancies are provisional and may vary as per bankโs requirements.
Education & Experience
Credit Manager
Graduation in any discipline with 60% aggregate (55% for SC/ST/OBC/PwBD)
OR professional qualification like CA/CMA/CFA/MBA (Finance) from recognized bodies.
Experience: Minimum 3 years post-qualification in branch management / credit appraisal / processing in a Scheduled Commercial Bank.
Experience: Minimum 3 years post-qualification in branch management / credit appraisal / processing in a Scheduled Commercial Bank.
Agriculture Manager
Bachelorโs in Agriculture / Horticulture / Dairy / Animal Husbandry / Forestry / Veterinary Science / Agriculture Engineering / Pisciculture
with 60% aggregate (55% for SC/ST/OBC/PwBD).
Experience: Minimum 3 years post-qualification (relevant field) as an officer in a Scheduled Commercial Bank.
Experience: Minimum 3 years post-qualification (relevant field) as an officer in a Scheduled Commercial Bank.
- Percentage is calculated on total marks across all semesters/years; no rounding off (e.g., 59.99% is not 60%).
- CGPA/OGPA must be converted to percentage as per university norms and supported by a certificate if called.
- Candidates terminated/removed by a previous employer are not eligible for these posts.
Age Limit (as on 01-Sep-2025)
Minimum 23 years and Maximum 35 years.
Date of Birth window: 02-Sep-1990 to 01-Sep-2002 (both dates inclusive).
| Category | Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
| 1984 riots affected | 5 years |
| Ex-Servicemen (ECOs/SSCOs, etc.) | 5 years (as per conditions) |
Relaxations are subject to valid certificates in prescribed formats.
Application Fee
SC / ST / PwBD
โน100 + applicable taxes + payment gateway charges
UR / EWS / OBC
โน850 + applicable taxes + payment gateway charges
Mode
Online payment only; fees non-refundable
Salary & Service Conditions
- MMGS II Pay Scale: Rs. 64820-2340/1-67160-2680/10-93960 + DA, HRA/Leased Accommodation (as per norms), CCA, LTC, Medical, etc.
- Probation: 1 year
- Service Bond: 2 years; bond amount equal to 3 monthsโ gross salary (with acceptable surety)
- Career Path: Specialist cadre promotions as per bank policy; transferable across India
How to Apply (Online Only)
- Open the official recruitment page and access the ongoing PSB SO (MMGS II) notification.
- Proceed to the online application portal; register with a valid email ID and mobile number.
- Fill the form carefullyโpersonal details, category, qualifications, and post-wise experience.
- Upload required files: recent photo, signature, thumb impression, and hand-written declaration (as per format and size limits).
- Pay the application fee online and submit. Save / print the application form and fee receipt for records.
Tip: Keep degree marksheets, experience certificates, category/PwBD/EWS certificates ready in PDF for quick upload.
Selection Process
Online Test (105 min)
| English Language | 20 Q / 20 M |
| General Awareness | 20 Q / 20 M |
| Professional Knowledge | 60 Q / 60 M |
| Qualifying Marks | UR/EWS: 40%; Reserved: 35% (per section & overall, as applicable) |
Shortlisting Logic
- Only the Professional Knowledge marks are reckoned for shortlisting & drawing the rank list.
- Written Test (weight 70) + Interview (weight 30) โ Final Merit.
- Final merit list is prepared category-wise.
Interview
Shortlisted candidates will be called for Interview. Minimum qualifying marks and ratios are as decided by the Bank.
Exam Centers
Across multiple cities in India (Bank may modify/allocate centers at its discretion).
๐ Important Dates
| Online Application Start | 19-Sep-2025 |
| Last Date to Apply / Fee Payment | 10-Oct-2025 |
Note: Follow official updates for addenda/corrigendum, if any.
๐ฅ Important Links (Official)
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Notes for Candidates from Karnataka
Useful highlights specific to Karnataka-based applicants (eligibility and rules are pan-India).
- Exam Centres in Karnataka: Bengaluru, Mysuru (Mysore), Mangaluru, Hubli, Dharwad. Choose your city while applying; centre change requests arenโt entertained.
- Reservation = Central Rules: OBC must be Non-Creamy Layer and in the Central List. EWS needs valid Income & Asset certificate per DoPT format/timelines. State-only lists donโt apply.
- No Local Language Test: Final selection is category-wise; only Professional Knowledge drives shortlisting, with Written (70) + Interview (30) for final merit.
- Documents at Exam: Carry call letter + valid ID (e.g., Aadhaar, PAN, Passport, Driving Licence etc.). Ration Card / Learnerโs Licence arenโt accepted.
- Experience Must Be from a Scheduled Commercial Bank: Required for both posts; experience in co-operative/NBFC isnโt listed as eligible.
- All-India Posting & Transfers: Be open to relocation; inter-state transfers/controlling office postings are part of service conditions.
- Bond & Probation: 2-year service bond (โ 3 monthsโ gross salary); probation 1 year.
- CIBIL Requirement: Minimum CIBIL 650 at joining; CIBIL report from your bank to be produced at document verification.
